Perfect Loan.
Perfect Home.
For Home Loans That Get You Moving

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Home Loans

IH Mississippi Valley Credit Union is your partner before, during and after your home purchase. Whether you’ve found your dream home or you’re building one from the ground up, we’ll make sure you have the right loan for your lifestyle. With rates and terms that fit your budget, we make it easy to get into your perfect home.

Not feeling quite at home with your current loan? Refinancing with us could mean shorter terms, lower payments or reduced interest rates.

Checkout the IHMVCU Mortgage Calculator 

Apply for your loan today

Current Rates

Program Interest Rates
20 Year Fixed 3.125%
15 Year Fixed 2.625%
10 Year Fixed 2.625%
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What our customers Are Saying

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Mike is great work with, and everything went quickly and smoothly. Thanks again!

- Debbie Sellers, Ruhl&Ruhl Realtors

Jeff is always extremely reliable and efficient when working together! He goes up and beyond when finding the best financing solutions for my clients. He also always seems happy to answer any question I bring to him as well as provide extra insight and guidance. I never have to worry about a deal when I know he is taking care of my clients! 

- Amanda Buchanan, RE/MAX Elite Homes

I recently utilized the mortgage loan services at IHMVCU, and was extremely happy with the expedient process. Mike Womack is exceptionally organized and meticulous, very knowledgeable of mortgage loans, and explained everything simply and effectively. He shows great concern for his clients and was instrumental in keeping all involved parties updated and on a necessary timeline. I was also very appreciative of his professionalism and his calming mannerism. He put me at ease and gained my trust immediately. Mike does an outstanding job and I will not hesitate to refer others to him. 

- Vicki Tiemeier, East Moline

In our numerous dealings with financial institutions, loan officers, and mortgage originators, we have not once had an experience to compare with the courteous, thoroughly professional, financially competitive treatment which we have received in our business dealing with IHMVCU. Over the years, we have been the recipients of the same quality treatment on our home improvement loans as well as several automobile loans. These folks are good people to do business with! 

- Jay and Diane Kemmerer, Davenport

Working with a trusting, responsible, and reliable Loan Officer is a very crucial requirement in a real estate transaction.  Jeff Amman, with IHMVCU, has proven himself to be just that and much more!  When going into a transaction with Jeff, I KNOW the job will get done in the most efficient and effective manner.  Jeff has the most attentive ways of putting his clients’ needs first and foremost, and he instantly builds a foundation built on a strong and trusting relationship that delivers the ultimate in client’s satisfaction by focusing on the relevant individual needs.  He ensures that everyone stays on track by working together, eliminating unnecessary stress, and keeping the doors to success open with a clear path. 

- Dollie Means, RE/MAX Elite Homes

Thanks again for all of your help throughout this purchase process. You made it very easy for me, and I really appreciate that. My boys had a great time last night showing off their new home to our family. They are very proud, which it what it’s all about.  

- Kurt Lokenvitz, Bettendorf

Thank you Heather!! We are getting so excited about moving! It’s been a long process, but you have made it a smooth one for us! We want to thank you for being there for us when we have needed you with answers to our questions and inquiries. We will definitely refer our friends and family to IHMVCU in the future! 

- Haleigh Bragg, Andalusia

Jeff had big shoes to fill to keep me calm and not stressed out. From the first conversation we had to our closing, he was on top of all the info needed and keeping me in the loop and answering ALL my questions and concerns and there were several. I made the mistake of going to a different lender to start with and it was a nightmare so I appreciate the business and support that Jeff provided along with IHMVCU. My son and I have been in our new home now for 4 months and plan on staying for a LONG time to come and making memories. Thanks to Jeff for making the deal and the great customer appreciation tool box I use it often. 

- Shannon Picolet, Long Grove

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For Residential

For Residential

Buying a home is a big deal. We make the journey to home-ownership smooth and straightforward with competitive rates and low closing costs.

For Builders & Contractors

For Builders & Contractors

See how a partnership with IHMVCU can make the home-building process simple for you and your clients.

For Realtors

For Realtors

Partner with us and we’ll help you give your clients a seamless experience from pre-approval to purchase.